Legal Blog

Medicaid

Introduction Medicaid (called Medi-Cal in California and "MassHealth" in Massachusetts) is a joint federal-state program that provides health insurance coverage to low-income children, seniors and people with disabilities. In addition, it covers care in a nursing home for those who qualify. In the absence of

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Reverse Mortgage Loans

For many seniors the equity in their home is their largest single asset, yet it is unavailable to use unless they use a conventional home-equity loan. But a conventional loan really doesn’t free up the equity because the money has to be paid back with

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Reverse Mortgage — Forward Thinking

Reverse mortgage lenders, the elder law bar and the public did not get off on the right foot when reverse mortgages became generally available. There were many confusing features to the initial loans and the government and banks did little to help borrowers understand their

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Reverse Mortgage — Beer, Donuts & Golf

Massachusetts lawyers act as title companies in virtually all real estate transactions in Massachusetts. This has been the case for several hundred years. Not to bore you with history, but I need to set the scene, it all goes back to the China Trade when

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Reverse Mortgages

Today, several of the new skin products being marketed tout that they can reverse the signs of aging. They make claims that they can remove wrinkles or increase energy or improve memory. I don’t know if any of these products can deliver on their claims.

Continue Reading »

Understanding Tenancy

When two or more individuals own property — whether it’s a condominium, a home, or a piece of land – the relationship between the owners is known as "tenancy." There are a number of possible ways that tenancy can be structured, and how it is

Continue Reading »

A House Divided

The earliest landowners probably demarcated their property by saying, "I own my cave and 100 steps in every direction from its entrance." Over time, as the number of humans increased, the law had to evolve in order to regulate more complex ownership interests. Any form

Continue Reading »

Medicaid

Introduction Medicaid (called Medi-Cal in California and "MassHealth" in Massachusetts) is a joint federal-state program that provides health insurance coverage to low-income children, seniors and people with disabilities. In addition, it covers care in a nursing home for those who qualify. In the absence of

Read More »

Reverse Mortgage Loans

For many seniors the equity in their home is their largest single asset, yet it is unavailable to use unless they use a conventional home-equity loan. But a conventional loan really doesn’t free up the equity because the money has to be paid back with

Read More »

Reverse Mortgage — Forward Thinking

Reverse mortgage lenders, the elder law bar and the public did not get off on the right foot when reverse mortgages became generally available. There were many confusing features to the initial loans and the government and banks did little to help borrowers understand their

Read More »

Reverse Mortgage — Beer, Donuts & Golf

Massachusetts lawyers act as title companies in virtually all real estate transactions in Massachusetts. This has been the case for several hundred years. Not to bore you with history, but I need to set the scene, it all goes back to the China Trade when

Read More »

Reverse Mortgages

Today, several of the new skin products being marketed tout that they can reverse the signs of aging. They make claims that they can remove wrinkles or increase energy or improve memory. I don’t know if any of these products can deliver on their claims.

Read More »

Understanding Tenancy

When two or more individuals own property — whether it’s a condominium, a home, or a piece of land – the relationship between the owners is known as "tenancy." There are a number of possible ways that tenancy can be structured, and how it is

Read More »

A House Divided

The earliest landowners probably demarcated their property by saying, "I own my cave and 100 steps in every direction from its entrance." Over time, as the number of humans increased, the law had to evolve in order to regulate more complex ownership interests. Any form

Read More »